By Robyn Davis Sekula
We've mentioned before that a Cash for Clunkers deal may be coming for household appliances. Well, it's here now, in some states, including Kansas. It's complicated, as most things involving the federal government usually are. The official site for information is here: http://www.applianceclunkerrebates.com/
We ran across a great article today on walletpop.com that explains the Cash for Clunkers program, and who can participate. First thing you need to know is that states are being phased in gradually. People in Kansas (nearby us) can participate already. Other states will be added in February, March and April, and some states will even get a second chance later this year.
Most important point: if you do not need a new major appliance, don't buy it. Americans get very confused when choosing needs and wants. If it works well, but you don't like the color, you do not need a new one. Period. I have a broken freezer shelf and a broken drawer in my refrigerator. I'm thinking it might be time for a new one, if I can find a good enough deal and pay cash. That's the second important note: don't finance this stuff. Once you pay a little interest, you've wiped out any savings from the Cash for Clunkers deal. And watch the delivery fees - use that as a negotiation point when purchasing.
Read more about the program here:
http://www.walletpop.com/blog/2010/01/26/cash-for-appliance-clunker-rebates-the-when-where-how-and-bes/?utm_source=twitterfeed&utm_medium=twitter
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