By Robyn Davis Sekula
It would seem that this is an ideal time to buy a home. There's plenty of inventory, and many sellers are willing to deal - especially if their home has been on the market for quite a while.
However, lending terms have changed - DRASTICALLY. Here's a great overview of the six ways that lending has changed for mortgages on investopedia.com. It's recommended reading for anyone who is thinking of buying a home.